Business is personal. And we take yours personally.

Your business is your livelihood, and others depend on you for theirs. We’ll make sure you’re covered from every angle, positioning you not just to survive but thrive.

OUR PREMIER BUSINESS CARRIERS ARE:

Small focus. Big results.

For years, we’ve developed relationships with some of Tennessee’s most well-respected small businesses, including nail salons, hair salons/barbershops, and dry cleaners. We provide the best rates so you can reach goals faster.

LET’S MEET

Options Include:

  • Business Owners Package (BOP)
  • Workers’ Compensation
  • Commercial Auto
  • Business Umbrella
  • General Liability
  • Contractor’s Liability
  • Business Income Protection
  • Bonds
  • Builder’s Risk
  • Apartment or Condo Building
  • Investment Property

THE WILLIAMS TEAM MADE THINGS SO MUCH EASIER FOR ME.

The Williams team made things so much easier for me as a small business owner—[they] always get any insurance certificates to contractors that I do work for in the same day and keep my state required certificates up to date when requested.

– JIM JOHNSON

OWNER AT JOHNSON ELECTRIC

Unbelievable customer service.

"Low prices on insurance and UNBELIEVABLE customer service! Travis specifically has been amazing to work with. Each time I've emailed him with a question or concern about our policy, he literally emails me back within 5-10 minutes. What an amazing customer experience."

– Laura Hosier

Have questions about business coverage? We’ve got answers.

  • Business insurance is a necessity for even the smallest company in order to protect and maintain its financial health.

  • Often called workers’ comp, this coverage pays for medical care and replaces a portion of lost wages for an employee who is injured in the course of employment, regardless of who was at fault for the injury.

  • Business Income Protection, included in most BOPs, guarantees your income will continue for up to 12 consecutive months while your business is suspended due to a covered loss.

  • You need this protection in the following situations:

    • Your business owns, leases, or rents vehicles
    • Employees drive company-owned, leased, or rented vehicles
    • Employees drive their own vehicles while conducting business
    • You or your employees drive company cars for both business and personal use

  • Accidents happen, so we highly recommend umbrellas just in case catastrophe strikes. Business catastrophe liability or umbrella policies provide coverage over and above your other liability limits. It is designed to protect against unusually high losses.

Can’t find what you’re looking for? Contact us for the answer you need.