Life Insurance FAQ Contract Sign

Top 25 Life Insurance Frequently Asked Questions

Life insurance can be considered a safety net designed to give you and your loved ones financial security should the unthinkable happen. As an independent insurance broker in Franklin, TN, I’ve received many questions concerning life insurance throughout the years, so I decided to compile a list of the ones I come across the most. […]

Continue Reading

no exam life insurance williams insurance group tn

No-Exam Life Insurance 101: Types, Pros, and Cons

Traditionally, life insurance is based on a hefty analysis called underwriting, which includes a medical examination. However, not everyone is willing to go through this rather lengthy process, so insurance companies have created no-exam life insurance policies. They are valuable options for young people who are looking for speedy, simplified insurance solutions, and for older […]

Continue Reading

Life Insurance Death Benefits Explained: What You Need to Know

Life insurance comes in many shapes and sizes, but if there’s one thing that all policies have in common, it’s the payout, frequently referred to as the death benefit. Whether you decide to opt for the simplicity of term life insurance or the extra security of whole or universal life coverage, the overarching purpose of […]

Continue Reading

life insurance tax deductible

Are Life Insurance Premiums Tax Deductible in 2022?

A common question I receive from my clients concerns the delicate relationship between their insurance premiums and taxation: is there any way they can pay less on insurance? Are insurance premiums tax-deductible in 2022? Are there any loopholes they should be using that they don’t know about? According to a study conducted by Value Penguin, […]

Continue Reading

10 Types of Insurance to Consider in 2022

Goodbye 2021, welcome 2022! Time sure flies in a pandemic. The last couple of years taught us that we need to make room for what’s unplanned, that we need to invest in safety nets and in better care structures for the future. And what better way to plan for the future than through high-quality insurance? […]

Continue Reading