TENNESSEE HOMEOWNERS INSURANCE

We provide more than just basic coverage – at Williams, each home insurance policy comes from the details gathered beforehand. We’ll review what you have, determine exactly what you need, and deliver it to you at a competitive price.

WHY INSURE YOUR HOME WITH WILLIAMS INSURANCE GROUP?

1

You’ll benefit from our knowledge: We’re experienced, and we know Tennessee.

For two decades, we’ve worked closely with homeowners across Franklin and Middle Tennessee providing custom home insurance coverage that secures and protects their most important investments.

2

We’re driven by what matters most – family values.

As a family-owned and operated business of independent insurance agents, we work with you to personally identify the coverage you and your loved ones need, and then deliver it at affordable, fair premiums.

3

You’ll enjoy outstanding customer service.

As the preferred insurance agency of top real estate firms, we make sure that our customers benefit from a smooth, frictionless process.

GET IN TOUCH

HOME INSURANCE POLICIES FRANKLIN, TN

Whether you have a studio apartment in the city or a rural, quiet estate in the suburbs, we’ll be as dedicated to taking care of your home as we would if it was our own.

Home Insurance Options Include:

  • Homeowners
  • Condo
  • Renters
  • Rental Dwelling/Landlord
  • High Net Worth/High Value Home
  • Vacation Home/Secondary Residence
  • Mobile/Manufactured Home
  • Umbrella
  • Scheduled Personal Property/Valuables
  • Pet
  • Flood
  • Earthquake

REQUEST A HOME INSURANCE QUOTE

COVERAGE MATTERS

No two houses are alike, so it’s only fair to take that uniqueness into account when assessing risks and liabilities. Our insurance agent experts will create an insurance plan based upon your specific circumstances and exact location in Tennessee.

Commonly Covered Perils Include:

  • Windstorm or Hail
  • Fire
  • Lightning
  • Explosion
  • Riot or Civil Commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or Malicious Mischief
  • Theft
  • Falling Objects
  • Weight of Ice, Snow, or Sleet
  • Accidental Discharge or Overflow of Water or Steam
  • Freezing
  • Volcanic Eruption

What You Can Expect From Us

We know that trusting an insurance agent with your most valuable asset – your home – is not easy, but the thousands of families that we currently service demonstrates our commitment to doing right by our clients.

If you decide to reach out for a quote and select us as your insurance broker, this is what you can expect to receive in return:

  • A thorough explanation of your home insurance coverage
  • Personalized discounts for your premiums
  • Sufficient protection, with optional endorsements discussed prior to any claim
  • An understanding of the home claims process, and free advice whenever you need it
  • Constant assistance and guidance, ensured by us personally answering questions that arise throughout the insurance lifecycle

REQUEST A HOME INSURANCE QUOTE

OUR HOME INSURANCE POLICY PROCESS:

STEP 1

You Connect With Us.

Send us an email, give us a call, or request an online home insurance quote from our Franklin office.
STEP 2

We get to know you better.

Our team is nimble and all ears. We ask precise questions, discuss your circumstances, and provide you with the opportunity to address all the concerns you might have.
STEP 3

You receive your personalized insurance offer.

We work with leading insurers to evaluate, discover, and expertly identify the perfect insurance for your needs.
STEP 4

You trust us to be there for you.

We answer all of your questions before issuing a new home insurance policy so you can rest easy knowing you are always protected and secure.

FREQUENTLY ASKED HOME INSURANCE QUESTIONS

  • Actual cash value is typically defined as what you would pay for a similar item at today's cost minus depreciation (the amount that is deducted based on the age and condition of the item) for damaged or stolen property at the time of the covered loss.

    Replacement cost coverage provides payment to replace the damaged or stolen property with a comparable replacement at today’s cost.

  • If your loss involved theft or burglary, make sure you call the police to report the incident. This will help to expedite your claim.

  • There are a number of complex factors that affect insurance premiums from year to year. Age of home, inflation, increased claims statewide, location, construction costs, changes in previous discounts, individual insurance score, and personal claims history can all impact your rate.

  • Like earthquake insurance, flood insurance is excluded from most homeowners policies and must be purchased separately.

  • If an insured property incurs a covered loss that makes your residence uninhabitable, this coverage pays all reasonable additional living expenses while you reside elsewhere.

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HE DROVE OUT TO OUR HOUSE ANYWAY...

We had a storm in our neighborhood that blew several trees down around our home. I called Steve just to let him know and told him I thought we had no damage. He drove out to our house anyway and looked around to make sure we were covered and okay.

– HARRISON CRABTREE

SENIOR VICE PRESIDENT AT RENASANT BANK

Honest insurance coverage.

"Williams was able to explain coverage and found the policy that was the perfect fit for us, which was less than half the cost of the other annual premium costs we had been quoted. We highly recommend Williams for anyone looking for honest insurance coverage, budget-friendly rates, and a personalized experience."

– Morgan Masie

Some of our premier home insurance carriers include: