TENNESSEE HOME INSURANCE.

We provide more than basic coverage. Whether you own or rent, we’ll help you determine exactly what you need at the lowest price possible to make sure you’re at ease, no matter what lies ahead.

HOME INSURANCE POLICIES – FRANKLIN, TN

From studio apartments in the city to rural private estates to flood insurance, we’ve helped thousands of homeowners across Franklin and middle Tennessee get everything they need to ensure their home, family, and assets are protected. End of story.

Endorsed by:
Keller Williams Nashville

Home Insurance Options Include:

  • Homeowners
  • Condominium
  • Renters
  • High Net Worth (Mass Affluent)
  • Vacation/2nd Home
  • Personal Umbrella
  • Personal Inland Marine (Valuable Items)
  • Investment/Rental
  • Mobile/Mfg Home
  • Flood
  • Earthquake

HE DROVE OUT TO OUR HOUSE ANYWAY...

We had a storm in our neighborhood that blew several trees down around our home. I called Steve just to let him know and told him I thought we had no damage. He drove out to our house anyway and looked around to make sure we were covered and okay.

– HARRISON CRABTREE

SENIOR VICE PRESIDENT AT RENASANT BANK

Honest insurance coverage.

"Williams was able to explain coverage and found the policy that was the perfect fit for us, which was less than half the cost of the other annual premium costs we had been quoted. We highly recommend Williams for anyone looking for honest insurance coverage, budget-friendly rates, and a personalized experience."

– Morgan Masie

RISKS COVERED

We don’t need to remind you that owning a home is a big investment. That’s why our insurance agent experts walk you through what risks and “perils” you need based on your circumstances and where you live in Tennessee.

Coverage Options Include:

  • Windstorm or Hail
  • Fire
  • Lightning
  • Explosion
  • Riot or Civil Commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or Malicious Mischief
  • Theft
  • Falling Objects
  • Weight of Ice, Snow, or Sleet
  • Accidental Discharge or Overflow of Water or Steam
  • Freezing
  • Volcanic Eruption
  • Homeowners policies also provide Liability, Medical Payments To Others, and Loss Of Use, and Additional Living Expenses Coverage

WHY INSURE YOUR HOME WITH WILLIAMS INSURANCE GROUP

For over a decade, we’ve worked closely with homeowners across Franklin and middle Tennessee providing tailored home insurance policies that secure and protect their home and family.

As the preferred insurance agency of top Franklin real estate firms, we make sure our customers get taken care of with friendly service and a smooth process.

We’re a family-owned and operated business of independent insurance agents in Franklin, TN that work with you to personally identify the coverage you need, and nothing more with affordable home insurance policies.

REQUEST A HOME INSURANCE QUOTE

How We Help Customers Protect Their Homes

Your home is your castle. We’re the guards. Williams Insurance Group offers cost-effective home insurance policies that protect your humble abode with the right coverage – so you can rest easy.

Ensure You Get the Cover You Need at the Lowest Prices:

  • We explain your home insurance coverage options.
  • We find discounts for your premium.
  • We ensure your home insurance coverage is sufficient and discuss all options on the front end – prior to any claim.
  • We help you understand the home claims process and provide free advice on any claim.
  • We assist existing customers by personally answering questions that arise and seamlessly process any applicable endorsements or changes.

OUR HOME INSURANCE POLICY PROCESS

Connect with us. Looking for a home insurance policy in Tennessee? Send us an email, give us a call or request an online home insurance quote from our Franklin office.

We take the time to get to know you better. Our team is nimble and all ears. We ask precise questions, discuss your circumstances, and request some information to ensure we deliver exactly what you need and nothing more.

We propose the best, most affordable policy tailored to you. We work with leading insurers to evaluate, discover, and expertly identify the perfect insurance for your needs.

We go the extra mile. We answer any of your questions before issuing a new home insurance policy so you can rest easy knowing you can protect what matters to you most with the right home insurance.

REQUEST A HOME INSURANCE QUOTE

FREQUENTLY ASKED HOME INSURANCE QUESTIONS

  • Actual cash value is typically defined as what you would pay for a similar item at today's cost minus depreciation (the amount that is deducted based on the age and condition of the item) for damaged or stolen property at the time of the covered loss.

    Replacement cost coverage provides payment to replace the damaged or stolen property with a comparable replacement at today’s cost.

  • If your loss involved theft or burglary, make sure you call the police to report the incident. This will help to expedite your claim.

  • There are a number of complex factors that affect insurance premiums from year to year. Age of home, inflation, increased claims statewide, location, construction costs, changes in previous discounts, individual insurance score, and personal claims history can all impact your rate.

  • Like earthquake insurance, flood insurance is excluded from most homeowners policies and must be purchased separately.

  • If an insured property incurs a covered loss that makes your residence uninhabitable, this coverage pays all reasonable additional living expenses while you reside elsewhere.

Can’t find what you’re looking for? Contact us for the answer you need.

Some of our premier home insurance carriers include:

Erie Insurance
Encompass Insurance
Foremost Insurance